{"id":5602,"date":"2022-11-15T14:46:07","date_gmt":"2022-11-15T06:46:07","guid":{"rendered":"https:\/\/loan97.net\/?post_type=blog&#038;p=5602"},"modified":"2023-01-06T10:48:17","modified_gmt":"2023-01-06T02:48:17","slug":"bank-second-mortgage","status":"publish","type":"blog","link":"https:\/\/loan97.net\/blog\/bank-second-mortgage\/","title":{"rendered":"\u9280\u884c\u4e8c\u80ce\u689d\u4ef6\u56b4\u683c\u55ce\uff1f\u9280\u884c\u4e8c\u80ce\u5229\u7387\u8207\u984d\u5ea6\u6bd4\u8f03"},"content":{"rendered":"\n<p>\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u662f\u5229\u7528\u5c1a\u672a\u9084\u6b3e\u5b8c\u6210\u7684\u623f\u5c4b\u518d\u6b21\u5411\u9280\u884c\u8cb8\u6b3e\uff0c\u4e26\u80fd\u5728\u6025\u9700\u8cc7\u91d1\u6642\u5468\u8f49\uff0c\u89e3\u6c7a\u8cc7\u91d1\u7169\u60f1\uff0c\u6b64\u7bc7\u5e36\u4f60\u4f86\u770b\u9280\u884c\u4e8c\u80ce\u76f8\u95dc\u5167\u5bb9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u689d\u4ef6\u56b4\u683c\u55ce\uff1f<\/h2>\n\n\n\n<p><strong>\u9280\u884c\u4e8c\u80ce\u56e0\u53d7\u91d1\u7ba1\u6703\u7ba1\u7406\u9650\u5236\u4e0b\uff0c\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u5be9\u6838\u689d\u4ef6\u5341\u5206\u56b4\u683c\uff0c\u76f8\u7576\u4e0d\u5bb9\u6613\u904e\u4ef6<\/strong>\uff0c\u4e14\u9280\u884c\u70ba\u4e86\u7dad\u6301\u6388\u4fe1\u54c1\u8cea\u8f03\u4f73\uff0c\u903e\u653e\u6bd4\u7387\u6703\u7dad\u6301\u57283%\u4ee5\u4e0b\uff0c\u56e0\u6b64\u5982\u679c\u4fe1\u7528\u6709\u7455\u75b5\uff0c\u57fa\u672c\u4e0a\u90fd\u6703\u88ab\u9280\u884c\u62d2\u7d55\uff0c\u4e26\u4e0d\u6703\u5192\u96aa\u653e\u6b3e\uff0c\u9280\u884c\u4e8c\u80ce\u689d\u4ef6\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>\u501f\u6b3e\u4eba\u5e74\u6eff18\u6b72\u4ee5\u4e0a\u4e14\u6301\u6709\u623f\u5c4b\u7522\u6b0a\u8005\u3002<\/li>\n\n\n\n<li>\u623f\u5c4b\u9700\u8981\u6709\u8cb8\u6b3e\u7684\u7a7a\u9593\u3002<\/li>\n\n\n\n<li>\u501f\u6b3e\u4eba\u4fe1\u7528\u689d\u4ef6\u826f\u597d\uff0c\u4e26\u6709\u7a69\u5b9a\u7684\u5de5\u4f5c\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u5229\u7387\u8207\u984d\u5ea6\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u4e26\u975e\u6bcf\u5bb6\u9280\u884c\u90fd\u6709\u8fa6\u7406<a href=\"https:\/\/loan97.net\/house-second-mortgage\/\">\u4e8c\u80ce\u623f\u8cb8<\/a>\uff0c\u76ee\u524d\u5e02\u9762\u4e0a\u7d04\u670912\u5bb6\u53ef\u7533\u8fa6\uff0c\u6bcf\u5bb6\u9280\u884c\u4e8c\u80ce\u7684\u5229\u7387\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u624b\u7e8c\u8cbb\u53ca\u9084\u6b3e\u5e74\u9650\u7686\u4e0d\u540c\uff0c\u4e0b\u8868\u70ba\u5404\u5bb6\u9280\u884c\u4e8c\u80ce\u6bd4\u8f03\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u4e8c\u80ce\u623f\u8cb8\u9280\u884c<\/td><td>\u53ef\u8cb8\u984d\u5ea6<\/td><td>\u4e8c\u80ce\u8cb8\u6b3e\u5229\u7387<\/td><td>\u624b\u7e8c\u8cbb<\/td><td>\u8cb8\u6b3e\u671f\u9650<\/td><\/tr><tr><td>\u65e5\u76db\u9280\u884c<\/td><td>\u6700\u9ad8\u53ef\u8cb8300\u842c<\/td><td>3.81%\u8d77<\/td><td>8000\u5143-15000\u5143<\/td><td>\u6700\u957710\u5e74<\/td><\/tr><tr><td>\u6c38\u8c50\u9280\u884c<\/td><td>50\u842c\u5143\u8d77<\/td><td>4.77%<\/td><td>5000-12000\u5143<\/td><td>\u6700\u95777\u5e74<\/td><\/tr><tr><td>\u9060\u6771\u9280\u884c<\/td><td>25\u842c\u5143\u8d77<\/td><td>3%\u8d77<\/td><td>5000\u5143\u8d77<\/td><td>\u6700\u95777\u5e74<\/td><\/tr><tr><td>\u53f0\u65b0\u9280\u884c<\/td><td>\u6700\u9ad8\u53ef\u8cb8300\u842c<\/td><td>3.25%\u8d77<\/td><td>5000-12000\u5143<\/td><td>\u6700\u95777\u5e74<\/td><\/tr><tr><td>\u51f1\u57fa\u9280\u884c<\/td><td>50\u842c\u5143\u8d77<\/td><td>2.92%\u8d77<\/td><td>10000\u5143<\/td><td>\u6700\u957710\u5e74<\/td><\/tr><tr><td>\u570b\u6cf0\u9280\u884c<\/td><td>\u6700\u9ad8\u53ef\u8cb8150\u842c\u5143<\/td><td>2.5%<\/td><td>\u8cb8\u6b3e\u91d1\u984d1%<\/td><td>\u6700\u957710\u5e74<\/td><\/tr><tr><td>\u5146\u8c50\u9280\u884c<\/td><td>\u9451\u4f30<\/td><td>2.5%\u8d77<\/td><td>3300\u5143\u8d77<\/td><td>\u6700\u957710\u5e74<\/td><\/tr><tr><td>\u738b\u9053\u9280\u884c<\/td><td>\u6700\u9ad8\u53ef\u8cb8500\u842c<\/td><td>4.5%\u8d77<\/td><td>9000-15000\u5143<\/td><td>\u6700\u957715\u5e74<\/td><\/tr><tr><td>\u65b0\u5149\u9280\u884c<\/td><td>\u6700\u9ad8600\u842c\u5143<\/td><td>2%-7.5%<\/td><td>\u8cb8\u6b3e\u91d1\u984d1%<\/td><td>\u6700\u957715\u5e74<\/td><\/tr><tr><td>\u7389\u5c71\u9280\u884c<\/td><td>50\u842c\u5143<\/td><td>2.66%-9.88%<\/td><td>\u8cb8\u6b3e\u91d1\u984d1%<\/td><td>\u6700\u957715\u5e74<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u5404\u9280\u884c\u4e8c\u80ce\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<p>\u7531\u4e0a\u8868\u53ef\u77e5\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u53ef\u8cb8\u984d\u5ea6\u6700\u9ad8\u70ba600\u842c\u5143\u3001\u8cb8\u6b3e\u5e74\u9650\u70ba7-15\u5e74\uff0c\u800c<a href='https:\/\/loan97.net\/blog\/what-is-the-second-mortgage\/'>\u4e8c\u80ce\u8cb8\u6b3e<\/a>\u5229\u7387\u662f\u6709\u6bd4\u4e00\u80ce\u623f\u8cb8\u9ad8\u4e00\u4e9b\uff0c\u4e14\u6bcf\u5bb6\u6703\u6536\u53d6\u624b\u7e8c\u8cbb\uff0c\u56e0\u6b64\u8a08\u7b97\u8cbb\u7528\u8981\u628a\u958b\u8fa6\u8cbb\u7b97\u5165\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u8cb8\u6b3e\u984d\u5ea6\u8a66\u7b97<\/h2>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u8cb8\u6b3e\u6210\u6578\u4e26\u4e0d\u9ad8\uff0c\u800c<strong>\u8a08\u7b97\u9280\u884c\u4e8c\u80ce\u984d\u5ea6\u5c31\u9700\u5148\u77e5\u9053\u516c\u5f0f\uff1a\u623f\u5c4b\u5e02\u503c\u00d7\u8cb8\u6b3e\u6210\u6578\uff0d\u8a2d\u5b9a\u91d1\u984d\uff1d\u4e8c\u80ce\u623f\u8cb8\u984d\u5ea6<\/strong>\uff0c\u56e0\u6b64\u8209\u4f8b\u4f86\u8aaa\uff1a\u9673\u5c0f\u59d0\u7684\u623f\u5c4b\u5e02\u503c\u70ba1000\u842c\u5143\uff0c\u4e00\u80ce\u8cb8\u6b3e\u984d\u5ea6\u70ba600\u842c\u5143\uff0c\u4e8c\u80ce\u8cb8\u6b3e\u6210\u6578\u70ba8\u6210\uff0c\u8a66\u7b97\u9673\u5c0f\u59d0\u4e8c\u80ce\u53ef\u501f\u591a\u5c11\uff1f<\/p>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u984d\u5ea6\u8a66\u7b97\uff1a1000\u842c\u5143\u00d78\u6210\uff0d600\u00d71.2\uff1d80\u842c\u5143<\/p>\n\n\n\n<p>\u7531\u4e0a\u9762\u4f8b\u5b50\u4f86\u8aaa\u9280\u884c<a href=\"https:\/\/loan97.net\/house-second-mortgage\/\">\u4e8c\u80ce\u623f\u8cb8<\/a>\u53ef\u8cb8\u91d1\u984d\u70ba80\u842c\u5143\uff0c\u5982\u679c\u9280\u884c\u8cb8\u6b3e\u6210\u6578\u4e0d\u9ad8\uff0c\u57fa\u672c\u4e0a\u623f\u5c4b\u662f\u7121\u7a7a\u9593\u53ef\u7533\u8fa6\u4e8c\u80ce\u8cb8\u6b3e\uff0c\u9019\u4e5f\u662f\u5c11\u6578\u4eba\u6703\u5728\u9280\u884c\u8fa6\u7406\u4e8c\u80ce\u8cb8\u6b3e\u7684\u5176\u4e2d\u539f\u56e0\u4e4b\u4e00\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u6e96\u5099\u8cc7\u6599<\/h2>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u9700\u8981\u6e96\u5099\u4ee5\u4e0b\u8cc7\u6599\uff1a<\/p>\n\n\n\n<ul>\n<li>\u501f\u6b3e\u4eba\u8eab\u5206\u8b49\u3001\u7b2c\u4e8c\u8b49\u4ef6<\/li>\n\n\n\n<li>\u6236\u7c4d\u8b04\u672c<\/li>\n\n\n\n<li>\u5de5\u4f5c\u8b49\u660e\u6587\u4ef6<\/li>\n\n\n\n<li>\u500b\u4eba\u6240\u5f97\u6536\u5165\u6587\u4ef6<\/li>\n\n\n\n<li>\u571f\u5730\u53ca\u5efa\u7269\u6240\u6709\u6b0a\u672c<\/li>\n\n\n\n<li>\u4e00\u80ce\u623f\u8cb8\u7684\u7e73\u6b3e\u660e\u7d30<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u8207\u6c11\u9593\u4e8c\u80ce\u5dee\u7570\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u8207<a href='https:\/\/loan97.net\/blog\/people-second-mortgage\/'>\u6c11\u9593\u4e8c\u80ce<\/a>\u9664\u4e86\u662f\u4ee5\u623f\u5c4b\u70ba\u64d4\u4fdd\u54c1\uff0c\u5be9\u6838\u7684\u689d\u4ef6\u3001\u5229\u7387\u3001\u984d\u5ea6\u7b49\u7686\u4e0d\u76f8\u540c\uff0c\u4ee5\u4e0b\u8aaa\u660e\u9280\u884c\u4e8c\u80ce\u8207\u6c11\u9593\u4e8c\u80ce\u5dee\u7570\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u9280\u884c\u4e8c\u80ce<\/td><td>\u6c11\u9593\u4e8c\u80ce<\/td><\/tr><tr><td>\u5be9\u6838\u689d\u4ef6<\/td><td>\u56b4\u82db<\/td><td>\u5bec\u9b06<\/td><\/tr><tr><td>\u4e8c\u80ce\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u6700\u9ad8300\u842c\u5143<\/td><td>\u4e0d\u4e00\u5b9a\uff0c\u4e26\u7121\u4e0a\u9650<\/td><\/tr><tr><td>\u4e8c\u80ce\u8cb8\u6b3e\u5229\u7387<\/td><td>4%-18%<\/td><td>12%-30%<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6210\u6578<\/td><td>\u4e0d\u9ad8<\/td><td>\u9ad8<\/td><\/tr><tr><td>\u9084\u6b3e\u671f\u9650<\/td><td>7-10\u5e74<\/td><td>\u7121<\/td><\/tr><tr><td>\u662f\u5426\u8981\u7d81\u7d04<\/td><td>\u662f\uff0c\u81f3\u5c11\u89811-2\u5e74\u624d\u53ef\u6e05\u511f<\/td><td>\u7121<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u9280\u884c\u4e8c\u80ce\u8207\u6c11\u9593\u4e8c\u80ce\u5dee\u7570<\/figcaption><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n<cite><a href=\"https:\/\/loan97.net\/blog\/people-second-mortgage\/\">\u6c11\u9593\u4e8c\u80ce\u662f\u4ec0\u9ebc\uff1f\u6c11\u9593\u4e8c\u80ce\u8cb8\u6b3e\u5229\u7387\u3001\u689d\u4ef6\u61f6\u4eba\u5305<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u5e38\u898b\u554f\u984c<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u8cb8\u8981\u7e73\u5e7e\u5e74\u624d\u80fd\u7533\u8fa6\u9280\u884c\u4e8c\u80ce\uff1f<\/h3>\n\n\n\n<p>\u5404\u5bb6\u9280\u884c\u898f\u5b9a\u4e0d\u540c\uff0c\u4e0d\u904e\u901a\u5e38\u623f\u8cb8\u6700\u5c11\u9808\u8981\u7e73\u6eff\u4e00\u5e74\u4ee5\u4e0a\uff0c\u624d\u6709\u6a5f\u6703\u53ef\u7533\u8acb\u9280\u884c<a href='https:\/\/loan97.net\/blog\/second-mortgage\/'>\u4e8c\u9806\u4f4d\u623f\u8cb8<\/a>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u6ce8\u610f\u4e8b\u9805\u70ba\u4f55\uff1f<\/h3>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u7279\u5225\u8981\u6ce8\u610f\u7684\u662f\u8b39\u614e\u8a55\u4f30\u81ea\u8eab\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u4e26\u591a\u7a2e\u65b9\u6848\u9032\u884c\u6bd4\u8f03\uff0c\u627e\u51fa\u9069\u5408\u7684\u4e8c\u80ce\u623f\u8cb8\u65b9\u6848\uff0c\u624d\u80fd\u4fdd\u969c\u5728\u672a\u4f86\u80fd\u7a69\u5b9a\u9084\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6301\u5206\u623f\u5c4b\u53ef\u4ee5\u7533\u8fa6\u9280\u884c\u4e8c\u80ce\u55ce\uff1f<\/h3>\n\n\n\n<p>\u9280\u884c\u662f\u4e0d\u8fa6\u7406\u7522\u6b0a\u4e0d\u5b8c\u6574\u7684\u623f\u5c4b\uff0c\u56e0\u6b64\u6301\u5206\u623f\u5c4b\u662f\u4e0d\u53ef\u7533\u8fa6\uff0c\u9280\u884c\u4e8c\u80ce\u623f\u8cb8\u53ea\u8fa6\u7406\u5b8c\u6574\u623f\u5c4b\u53ca\u571f\u5730\u6240\u6709\u6b0a\u7684\u623f\u5b50\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u623f\u5c4b\u4e8c\u80ce\u63a8\u85a6<\/h2>\n\n\n\n<p>\u9280\u884c\u4e8c\u80ce\u8cb8\u4e0d\u904e\u55ce\uff1f\u53ef\u4ee5\u6311\u9078\u5408\u6cd5\u5bec\u9b06\u7684\u6c11\u9593<a href=\"https:\/\/loan97.net\/house-second-mortgage\/\">\u623f\u5c4b\u4e8c\u80ce<\/a>\u7533\u8fa6\uff0c\u63a8\u85a6\u5b89\u5168\u8cb8\u5e73\u53f0\u4e0a\u7684\u5408\u6cd5\u8cb8\u6b3e\u516c\u53f8\uff0c\u4e26\u80fd\u63d0\u4f9b\u5c08\u696d\u512a\u8cea\u7684\u670d\u52d9\u4e14\u5b89\u5fc3\u7533\u8fa6\u3002<\/p>\n\n\n<div class='tabs-container'><ul id='area-tabs-nav'><li><a href='#north-wg'>\u5317\u90e8<\/a><\/li><li><a href='#center-wg'>\u4e2d\u90e8<\/a><\/li><li><a href='#south-wg'>\u5357\u90e8<\/a><\/li><li><a href='#east-wg'>\u6771\u90e8<\/a><\/li><\/ul><div id='area-tabs-content'> <div id='north' class='tab-content area'><div class='tabs-container'><ul id='city-tabs-nav' class='north'><li><a href='#hsz-wg' Id='north-herf'>\u65b0\u7af9\u5e02<\/a><\/li><\/ul><div id='city-tabs-content'><div 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